We will guide you so that you choose correctly.
The first Find out what the house should cost
In your life's most important business, you need to find out how much money you can and want to spend on your accommodations. There you should find out before you head out of the house search.
Do you have a property to be sold - to hire a broker to get a qualified objective appraisal of your property. Even if you think you know what it's worth, it is easy to become blind. The broker also gives good advice on what can be tackled in order to get the best charge for your home.
Then go to your bank and talk through all your finances. Find out what the bank recommends a maximum of what you might pay for an accommodation. Obtain a written loan commitment.
The second Location, location, location
Sit down with your family and make a list of what's important when you're buying a new home. Where should housing be located? How many bedrooms must have? How long can it be to work or school? This saves you add unnecessary hours of looking at homes that still does not suit you. If you decide an area that is unfamiliar, walk, cycle and get acquainted with the surroundings. There may be unexpected gems, or a major disappointment the next bend.
The third Applying for housing
Properties for sale can be found most easily on H emnet. Here are all the estate agents homes represented. Once you have found a home that fits, do not hesitate to contact your broker and say that their home is interesting.
The fourth Display
Respect the seller and try to stick to running times. You may find it hard to look at houses, but it's nothing compared to what the sellers feel about a sale where they have to let strangers into their most private corner!
Take your time to look at the display. Feel free to visit several times in the house, you always see something new. Use sight, smell, touch and hearing. Please listen to others' questions to the broker, it might be good questions that you might not have thought to ask. Ask your own questions, of course.
The broker should also provide information on the errors and defects that the seller knows or by broker noted. Remember that no question is too stupid to ask! Most brokers have a minimum of two views. It is usually calmer in the so-called omvisningarna and you will then get a better picture of the house and see more details.
The fifth Bidding
Estate agents are impartial intermediaries between buyers and sellers in all but the price of the home. The estate agent will tell you what rules apply in the bidding process and afterwards. Which inspection clause will be used, when should the dwelling accessed, when the contract should be written, how much down payment should be, and more.
Ask the agent what similar homes have sold for. Not sure what your checkbook says to raise a bid, ask the broker to make a personal spreadsheet to you. You can also see how the mortgage and land registration cost is affected by the new bids.
You should decide on a limit before the bidding starts, so you are not caught up and place a bid, you can not stand for the latter. Abandoned bids are not legally binding, you should of course not bid unless you are seriously interested.
Usually when bidding is' open bidding. In the open-bidding process, both parties as a salesman follow the bidding through SMS, Internet and E-mail. You get that bidders find out (after bidding) names and phone numbers of those who submitted bids. Since the Act (so far) says you are right to be anonymous when you make an offer we can not stop if someone wants to be there, but for us it is very rare. Most want to know that they have been involved had the right approach! Seller always to whom and at what price he wants to sell. In rare cases it happens that the seller chooses someone other than the winning bidder.
The sixth The purchase contract
After the bidding is written sales contract and when this is pound weighed signed by buyer and seller of the contract. It is always the seller who decides who will buy the home. The contract is written in different condition, among other things how much down payment will be and when it is due. The down payment is usually set to the real estate agent trust account for deposit until the conditions that such inspection has been satisfied.
The seventh The inspection
The buyer's duty, which means that he will gain an understanding of the condition of the house he was about to buy is. This is done most conveniently by means of an independent surveyor of his own institution. If the seller has already commissioned a survey so we always recommend that you still do your own inspection by an independent surveyor.
Does any of the inspection report that a "thorough investigation recommended" you should continue to explore the house despite the cost, it may be worthwhile in the long run. It is safest for you as a buyer is to have an open inspection clause in the contract which you have the right to drop out of the purchase if it is found any time of the inspection. What kind of clause that the broker uses, you should know of at the auction.
Why is not usually the inspection before the contract is signed? That's probably mainly because nobody wants to pay 6000-8000 dollars for a survey when they do not know if they may or may buy the house.
The law says that a hidden defect is something that should not have been expected as a result of house price, condition or age. It is not a hidden error when twenty years old roof begins to leak!
Eighth Access
Closing Date for a dwelling on the date of the balance of the purchase price paid and the deed is signed.
We always recommend that buyers and sellers meet in the house before access to the bank to take place. Are you as a buyer dissatisfied with the cleaning, it is now one should take it up. Later may be too late! They rarely visit their court to have the fridge clean and windows trimmed. In rare cases, even something that should be included in the purchase to be plucked away from the house, so check every room carefully.
Remember that all houses have flaws. Obviously, you as the buyer does not get any big surprises, but a house where people have lived is very often marked by "the test of time", so expect that there are minor setbacks.
